Home Insurance: What is covered

Our home insurance provides cover for building and/or contents, the following information give a general guideline on the cover.

What are contents

Content includes household goods, personal effects, valuables and money which belong to you or your family members.

What is covered
  • Fire, smoke, explosion
  • Storm or flood
  • Theft
  • Escape of water
  • Malicious persons or vandals
  • Civil commotion
  • Collision
  • Falling trees
  • Home entertainment equipment
  • Mirrors and glass
  • Replacement of locks
  • Credit card liability
  • Domestic staff's personal effects
  • Frozen food
  • Liability to domestic staff
  • Liability to public
Optional Cover
  • Accidental loss or damage to contents
  • House removal
  • Building
  • Subsidence
  • Accidental damage to the buildings